Occupational Accident Insurance
As a 1099 paid Independent Contractor you aren’t eligible for Workers Compensation. What do you do if you are injured on the job? Occupational Accident Insurance helps cover the gap. TSA offers a variety of Occupational Accident plans with various benefit levels and pricing.
Occupational Accident Insurance is a work injury protection plan designed to help 1099 paid, independent contractors in the event that they are injured in an on-the-job, trucking-related accident. Again, this is not to be confused with Workers' Compensation Coverage. which is only available for W-2 paid employees.
Occupational Accident Insurance provides benefits up to the stated limits of the policy in the event of:
- short and long-term disability
- medical expenses
- accidental death coverage
Occupational Accident Insurance would also provide disability income if you - the driver - are deemed unable to work. This disability income would be able to assist you with:
- truck payments
- rent/mortgage payments
- living expenses
Occupational Accident Coverage is a smart option to consider because owner operators do not qualify for Workers' Compensation benefits. Most motor carriers require their owner operators to carry an Occupational Accident Policy as a part of their owner operator lease agreement.
Add Occupational Accident Insurance to your plan by speaking to a TSA Member Representative at (877) 968-8785 or by emailing Service@TSATruck.com.
OCCUPATIONAL ACCIDENT INSURANCE OVERVIEW
To learn more about how TSA can help YOUR company, contact 877.968.8785 or firstname.lastname@example.org.